Get Quick Approval on Used Car Loans – How does it work?
Lucky’s is a leader in Buy Here Pay Here lending in Utah, and is one of the fastest growing dealerships selling used cars and trucks in Utah! The reason is simple: We take great care of our customers, we help you with funding when everyone else turns you down, and our short term loans give you the opportunity to OWN the car you buy!
How long does it take?
The quickest way to know exactly how we can help is to visit one of our awesome locations and spend 5-10 minutes and complete an app. We don’t care about your credit, and approval is easy! We have a zero-pressure sales process because our #1 goal is to help you succeed!
How do I get Approved?
The process is simple, just come to one of our utah car dealerships or Apply Online to get started on getting a customized approval. This goes without saying, but it is very important and required that you can afford a payment within your situation and budget. We take the payment you can afford then determine what down payment is required to keep the payment where you can afford it. You have the option to upgrade your car if you can afford the payments and down payment. We are very motivated to help our customers succeed and would never put them in a bad situation with a payment they can’t afford.
Schedule an appointment today to come into the nearest location to get you started on the road to your new car purchase!
What should I bring in to get a quick approval on used car loans?
There are several important and easy things: Utah driver’s license, proof of address (utility bill), and some sort of pay stub showing your income. You can also get these later, but this will save you time to bring them in advance.
|What does Lucky’s Auto Credit do?||Do you take trade ins?|
|Is the interest high and do I have long loan terms?||I have a bankruptcy, can you arrange financing for me?|
|Do you need large down payments?||How do you help people rebuild their credit?|
|What kind of cars do you sell?||Can my own mechanic inspect the car before I purchase it?|
|What’s required to purchase a used car at Lucky’s?||How do I get approved for a used car loan?|
|How do the payments work?||What if I can’t make my car payment?|
|How long does it take?||How many vehicles do you normally have in stock?|
|What types of people buy cars from Lucky’s Auto Credit?||What makes you different from the other car dealers advertising for people with credit problems?|
Great work!!! I have less than perfect credit and due to circumstances had very little as a down payment but Margarita worked her magic and got us into a vehicle. Thank you!
I use their service center for not only the car I got through them, but other vehicles. They are very reliable and most of all honest. They don’t try to take advantage of me simply because I am a female.when my car is paid off I will still rely on them for any automotive needs.
Lucky’s Auto Credit was great. Margarita was great, and fantastic. We will be back to buy another car later
I purchased a truck almost a year ago. And unfortunately I was in an accident last month and the truck was totaled. Within a matter of a couple days, the staff in SLC store had me in new truck and went above and beyond to do so. I will always be a “lucky” customer! (Pun intended) due to the hands on person to person relationship the staff has with their costumers!
Special thanks to:
Jared (service center)
For their recent help! You guys Rock!!!
Lucky’s Auto is awesome! Margarita is absolutely amazing. We will definitely send friends to you and we will be back!
Luckys was awesome! They got me in the car I wanted and got me out the same day! Thank you!
I’ll be honest and say I had my worries about using a BHPH dealership. I checked a LOT of them because after divorce/bankruptcy my credit is in the toilet. Most of the dealers cars were terrible high mileage stuff fit for a wreckers yard. But I was impressed with the selection luckys had when I visited them. Yes I expected to pay a little more for a vehicle than at a standard dealers. Let’s face it if your credits crap your not getting a 2.9% apr. I test drove a couple of vehicles I thought woul… Read more
Nadine at the ogden lucky’s was the best very nice and helpful
So, Brian is absolutely the most awsome car salesman I know. Lucky’s Auto made it possible for me to not only get the car I needed but the one I wanted. I will definitely be a repeat customer.. THANK YOU LUCKYS
i LOVED THE SERVICE AT LUCKY’S.
AMAZING WORKERS AND DEALS.
FAIR PRICES ALL AROUND INCLUDING FINANCES. THIS IS MY FIRST CAR EVER AND IM GLAD I WENT TO LUCKYS. MARGARITA HELPED MY MOM AND NOW SHES HELPING ME AND IM SO GRATEFUL!!!!!!!
$77 and a job gets you a car!*