Our locations start at a low down payment of $77 with convenient payments that fit within your budget. The down payment can fluctuate depending upon the vehicle you pick as well as a few other factors. For example, we want to make sure you can afford the car and the payments. The lower the down payment, the higher the monthly payment, so we help you by showing you if you make enough money to afford your payments. Our goal is to see our customers succeed!
Common questions we get when people come in with $77 down is that they expect to qualify for every car on the lot with that down payment. While we frequently do down payments on expensive cars for $77 down, it’s not always the case and it really depends on your stability and job history.
To know for sure, you just need to come in to the dealership and do a 15 minute application. We’ll have you approved and let you know which cars you qualify for.
|What does Lucky’s Auto Credit do?||Do you take trade ins?|
|Is the interest high and do I have long loan terms?||I have a bankruptcy, can you arrange financing for me?|
|Do you need large down payments?||How do you help people rebuild their credit?|
|What kind of cars do you sell?||Can my own mechanic inspect the car before I purchase it?|
|What’s required to purchase a used car at Lucky’s?||How do I get approved for a used car loan?|
|How do the payments work?||What if I can’t make my car payment?|
|How long does it take?||How many vehicles do you normally have in stock?|
|What types of people buy cars from Lucky’s Auto Credit?||What makes you different from the other car dealers advertising for people with credit problems?|
Nadine was very helpful , we ran in a few issues,but she handled it very professional. Will be recommending to everyone
Luckys was awesome! They got me in the car I wanted and got me out the same day! Thank you!
I have to say that Margarita made the buying experience very enjoyable. She was great to work with, did not make us feel worthless and always pleasant. It is nice to know that I now have a vehicle that is reliable.
“Nadine” from Lucky Auto Credit Ogden was amazing She was very helpful on all the questions I had and getting me in the car I have Thank You.
I’ll be honest and say I had my worries about using a BHPH dealership. I checked a LOT of them because after divorce/bankruptcy my credit is in the toilet. Most of the dealers cars were terrible high mileage stuff fit for a wreckers yard. But I was impressed with the selection luckys had when I visited them. Yes I expected to pay a little more for a vehicle than at a standard dealers. Let’s face it if your credits crap your not getting a 2.9% apr. I test drove a couple of vehicles I thought woul… Read more
I loved it it was fast and the girl rocked
I purchased a truck almost a year ago. And unfortunately I was in an accident last month and the truck was totaled. Within a matter of a couple days, the staff in SLC store had me in new truck and went above and beyond to do so. I will always be a “lucky” customer! (Pun intended) due to the hands on person to person relationship the staff has with their costumers!
Special thanks to:
Jared (service center)
For their recent help! You guys Rock!!!
i LOVED THE SERVICE AT LUCKY’S.
AMAZING WORKERS AND DEALS.
FAIR PRICES ALL AROUND INCLUDING FINANCES. THIS IS MY FIRST CAR EVER AND IM GLAD I WENT TO LUCKYS. MARGARITA HELPED MY MOM AND NOW SHES HELPING ME AND IM SO GRATEFUL!!!!!!!
Nadine was amazing. She got me into my ideal vehicle and was so friendly and helpful. I am not only excited about my new car but the fact that it will help me repair my credit. Thank you so much Nadine for all your help.
Lucky’s Auto Credit was great. Margarita was great, and fantastic. We will be back to buy another car later
$77 and a job gets you a car!*