Our locations start at a low down payment of $77 with convenient payments that fit within your budget. The down payment can fluctuate depending upon the vehicle you pick as well as a few other factors. For example, we want to make sure you can afford the car and the payments. The lower the down payment, the higher the monthly payment, so we help you by showing you if you make enough money to afford your payments. Our goal is to see our customers succeed!
Common questions we get when people come in with $77 down is that they expect to qualify for every car on the lot with that down payment. While we frequently do down payments on expensive cars for $77 down, it’s not always the case and it really depends on your stability and job history.
To know for sure, you just need to come in to the dealership and do a 15 minute application. We’ll have you approved and let you know which cars you qualify for.
|What does Lucky’s Auto Credit do?||Do you take trade ins?|
|Is the interest high and do I have long loan terms?||I have a bankruptcy, can you arrange financing for me?|
|Do you need large down payments?||How do you help people rebuild their credit?|
|What kind of cars do you sell?||Can my own mechanic inspect the car before I purchase it?|
|What’s required to purchase a used car at Lucky’s?||How do I get approved for a used car loan?|
|How do the payments work?||What if I can’t make my car payment?|
|How long does it take?||How many vehicles do you normally have in stock?|
|What types of people buy cars from Lucky’s Auto Credit?||What makes you different from the other car dealers advertising for people with credit problems?|
“Nadine” from Lucky Auto Credit Ogden was amazing She was very helpful on all the questions I had and getting me in the car I have Thank You.
I only have 2 more payments and my car from you is paid off. You guys were good to me.
You really can get a nice ride for $77 thank you Margarita!!
Nadine was awesome. Friendly and very thorough. Great experience. My second vehicle from luckys and first with Nadine. Good job
Nadine at the ogden lucky’s was the best very nice and helpful
I’ll be honest and say I had my worries about using a BHPH dealership. I checked a LOT of them because after divorce/bankruptcy my credit is in the toilet. Most of the dealers cars were terrible high mileage stuff fit for a wreckers yard. But I was impressed with the selection luckys had when I visited them. Yes I expected to pay a little more for a vehicle than at a standard dealers. Let’s face it if your credits crap your not getting a 2.9% apr. I test drove a couple of vehicles I thought woul… Read more
I have to say that Margarita made the buying experience very enjoyable. She was great to work with, did not make us feel worthless and always pleasant. It is nice to know that I now have a vehicle that is reliable.
I use their service center for not only the car I got through them, but other vehicles. They are very reliable and most of all honest. They don’t try to take advantage of me simply because I am a female.when my car is paid off I will still rely on them for any automotive needs.
Luckys was awesome! They got me in the car I wanted and got me out the same day! Thank you!
I had went through a bad split up, had a car repossessed, and my dad had died. I didn’t think I would get a car, Lucky’s saved the day!! I have had a great experience and recommend Lucky’s to everybody. Thanks Brian and the gang!!
$77 and a job gets you a car!*