Financing Bad Credit is our specialty. Our programs are designed to help people with credit problems such as bankruptcy, no credit or bad credit get reliable transportation and a car loan, at payment and terms they can afford. Most car dealerships cannot lend to you if you have these types of issues, or they require a very high (50% or more) down payment on the car. We have the lowest down payments available and the easiest loan process. Just bring in your pay stubs and proof of address (power or gas bill) to one of our locations and a friendly no-pressure sales person will help set up a plan for you.
We’ve helped thousands in Utah get the SUV, car, minivan or truck they want. We can help you get a car today! Call now to set up an appointment with one of our friendly sales representatives. Our #1 goal is to set you up in a plan and car you can afford with your income and budget to ensure you’re successful in the purchase and payoff of your car.
|What does Lucky’s Auto Credit do?||Do you take trade ins?|
|Is the interest high and do I have long loan terms?||I have a bankruptcy, can you arrange financing for me?|
|Do you need large down payments?||How do you help people rebuild their credit?|
|What kind of cars do you sell?||Can my own mechanic inspect the car before I purchase it?|
|What’s required to purchase a used car at Lucky’s?||How do I get approved for a used car loan?|
|How do the payments work?||What if I can’t make my car payment?|
|How long does it take?||How many vehicles do you normally have in stock?|
|What types of people buy cars from Lucky’s Auto Credit?||What makes you different from the other car dealers advertising for people with credit problems?|
Nadine at the ogden lucky’s was the best very nice and helpful
Thank you so much to Lucky’s Auto Credit for getting us into a car that will work perfect for our family. Nadine was a great person to work with, and we will definitely be referring our friends and family to you
We are so glad to have to come to Lucky’s. They came through for us when noone else could. Margarita made the process so fun and easy! We appreciated her patience in the process. Thank you, MH!!
I loved it it was fast and the girl rocked
I loved how great they were with helping me find the right SUV for me. Nadine also had a car brought over from another location for me. Love my new envoy!!!!! Thanks Nadine
Lucky’s Auto Credit was great. Margarita was great, and fantastic. We will be back to buy another car later
I had been denied getting a much needed vehicle at multiple car dealerships before coming across Lucky’s Auto Credit. I was approved despite a recent bankruptcy and repossession. I worked with Margarita at the SLC location who is one of the sweetest people you could ever meet. She made the whole experience easy and painless. I have been given a second chance and for that I am very grateful! I would recommend Lucky’s Auto Credit to anyone who is looking for a vehicle!
I use their service center for not only the car I got through them, but other vehicles. They are very reliable and most of all honest. They don’t try to take advantage of me simply because I am a female.when my car is paid off I will still rely on them for any automotive needs.
Nadine was amazing. She got me into my ideal vehicle and was so friendly and helpful. I am not only excited about my new car but the fact that it will help me repair my credit. Thank you so much Nadine for all your help.
Great work!!! I have less than perfect credit and due to circumstances had very little as a down payment but Margarita worked her magic and got us into a vehicle. Thank you!
$77 and a job gets you a car!*