Financing Bad Credit is our specialty. Our programs are designed to help people with credit problems such as bankruptcy, no credit or bad credit get reliable transportation and a car loan, at payment and terms they can afford. Most car dealerships cannot lend to you if you have these types of issues, or they require a very high (50% or more) down payment on the car. We have the lowest down payments available and the easiest loan process. Just bring in your pay stubs and proof of address (power or gas bill) to one of our locations and a friendly no-pressure sales person will help set up a plan for you.
We’ve helped thousands in Utah get the SUV, car, minivan or truck they want. We can help you get a car today! Call now to set up an appointment with one of our friendly sales representatives. Our #1 goal is to set you up in a plan and car you can afford with your income and budget to ensure you’re successful in the purchase and payoff of your car.
|What does Lucky’s Auto Credit do?||Do you take trade ins?|
|Is the interest high and do I have long loan terms?||I have a bankruptcy, can you arrange financing for me?|
|Do you need large down payments?||How do you help people rebuild their credit?|
|What kind of cars do you sell?||Can my own mechanic inspect the car before I purchase it?|
|What’s required to purchase a used car at Lucky’s?||How do I get approved for a used car loan?|
|How do the payments work?||What if I can’t make my car payment?|
|How long does it take?||How many vehicles do you normally have in stock?|
|What types of people buy cars from Lucky’s Auto Credit?||What makes you different from the other car dealers advertising for people with credit problems?|
Nadine did a great job getting me into a car. I appreciate her approach, professionalism, and time spent answering my questions and concerns I had. She has even continued to help and answer questions even after I purchased my car. Overall a great experience, and I am happy to be associated with your company.
Nadine was awesome. Friendly and very thorough. Great experience. My second vehicle from luckys and first with Nadine. Good job
Lucky’s Auto is awesome. We have been with them for three years…Margarita is very professional with helping us. Very prompt service. Friendly people.
I’ll be honest and say I had my worries about using a BHPH dealership. I checked a LOT of them because after divorce/bankruptcy my credit is in the toilet. Most of the dealers cars were terrible high mileage stuff fit for a wreckers yard. But I was impressed with the selection luckys had when I visited them. Yes I expected to pay a little more for a vehicle than at a standard dealers. Let’s face it if your credits crap your not getting a 2.9% apr. I test drove a couple of vehicles I thought woul… Read more
We are so glad to have to come to Lucky’s. They came through for us when noone else could. Margarita made the process so fun and easy! We appreciated her patience in the process. Thank you, MH!!
Nadine was very helpful , we ran in a few issues,but she handled it very professional. Will be recommending to everyone
I had been denied getting a much needed vehicle at multiple car dealerships before coming across Lucky’s Auto Credit. I was approved despite a recent bankruptcy and repossession. I worked with Margarita at the SLC location who is one of the sweetest people you could ever meet. She made the whole experience easy and painless. I have been given a second chance and for that I am very grateful! I would recommend Lucky’s Auto Credit to anyone who is looking for a vehicle!
Great work!!! I have less than perfect credit and due to circumstances had very little as a down payment but Margarita worked her magic and got us into a vehicle. Thank you!
I loved how great they were with helping me find the right SUV for me. Nadine also had a car brought over from another location for me. Love my new envoy!!!!! Thanks Nadine
I loved the women that worked there she was so fast and so helpful also explaned everything so well!! I love you guys cause of her!!
$77 and a job gets you a car!*