Sure, if you have perfect credit you can get a low interest rate on car loan almost anywhere. But not all of us have perfect credit, in fact, over 40 million americans have what credit bureaus describe as “very low credit scores” and 50 Million americans have no credit at all! If you’re in either one of these categories, you’re not alone and we can help.
Since we’re the bank, our interest rates and payments are affordable and we offer terms between 21 and 48 months to allow you a quickly payoff of your car. Our finance company does charge a slightly higher interest rate, but the term and length of time you’re paying interest, and the price of the car will keep your interest expense as low as possible.
To apply for an interest rate car loan bad credit, click the apply now button at the top of this page. Or check out our awesome inventory by using this used cars inventory link. We get new inventory every week so check back often and be sure to come in to get approved beforehand! Chances are we’ll have the car that fits you perfectly.
|What does Lucky’s Auto Credit do?||Do you take trade ins?|
|Is the interest high and do I have long loan terms?||I have a bankruptcy, can you arrange financing for me?|
|Do you need large down payments?||How do you help people rebuild their credit?|
|What kind of cars do you sell?||Can my own mechanic inspect the car before I purchase it?|
|What’s required to purchase a used car at Lucky’s?||How do I get approved for a used car loan?|
|How do the payments work?||What if I can’t make my car payment?|
|How long does it take?||How many vehicles do you normally have in stock?|
|What types of people buy cars from Lucky’s Auto Credit?||What makes you different from the other car dealers advertising for people with credit problems?|
I have to say that Margarita made the buying experience very enjoyable. She was great to work with, did not make us feel worthless and always pleasant. It is nice to know that I now have a vehicle that is reliable.
I purchased a truck almost a year ago. And unfortunately I was in an accident last month and the truck was totaled. Within a matter of a couple days, the staff in SLC store had me in new truck and went above and beyond to do so. I will always be a “lucky” customer! (Pun intended) due to the hands on person to person relationship the staff has with their costumers!
Special thanks to:
Jared (service center)
For their recent help! You guys Rock!!!
I only have 2 more payments and my car from you is paid off. You guys were good to me.
I loved the women that worked there she was so fast and so helpful also explaned everything so well!! I love you guys cause of her!!
I had been denied getting a much needed vehicle at multiple car dealerships before coming across Lucky’s Auto Credit. I was approved despite a recent bankruptcy and repossession. I worked with Margarita at the SLC location who is one of the sweetest people you could ever meet. She made the whole experience easy and painless. I have been given a second chance and for that I am very grateful! I would recommend Lucky’s Auto Credit to anyone who is looking for a vehicle!
Nadine was amazing. She got me into my ideal vehicle and was so friendly and helpful. I am not only excited about my new car but the fact that it will help me repair my credit. Thank you so much Nadine for all your help.
Nadine was awesome. Friendly and very thorough. Great experience. My second vehicle from luckys and first with Nadine. Good job
Nadine at the ogden lucky’s was the best very nice and helpful
Thank you so much to Lucky’s Auto Credit for getting us into a car that will work perfect for our family. Nadine was a great person to work with, and we will definitely be referring our friends and family to you 🙂
You really can get a nice ride for $77 thank you Margarita!!
$77 and a job gets you a car!*