Get Quick Approval on Used Car Loans – How does it work?
Lucky’s is a leader in Buy Here Pay Here lending in Utah, and is one of the fastest growing dealerships selling used cars and trucks in Utah! The reason is simple: We take great care of our customers, we help you with funding when everyone else turns you down, and our short term loans give you the opportunity to OWN the car you buy!
How long does it take?
The quickest way to know exactly how we can help is to visit one of our awesome locations and spend 5-10 minutes and complete an app. We don’t care about your credit, and approval is easy! We have a zero-pressure sales process because our #1 goal is to help you succeed!
How do I get Approved?
The process is simple, just come to one of our utah car dealerships or Apply Online to get started on getting a customized approval. This goes without saying, but it is very important and required that you can afford a payment within your situation and budget. We take the payment you can afford then determine what down payment is required to keep the payment where you can afford it. You have the option to upgrade your car if you can afford the payments and down payment. We are very motivated to help our customers succeed and would never put them in a bad situation with a payment they can’t afford.
Schedule an appointment today to come into the nearest location to get you started on the road to your new car purchase!
What should I bring in to get a quick approval on used car loans?
There are several important and easy things: Utah driver’s license, proof of address (utility bill), and some sort of pay stub showing your income. You can also get these later, but this will save you time to bring them in advance.
|What does Lucky’s Auto Credit do?||Do you take trade ins?|
|Is the interest high and do I have long loan terms?||I have a bankruptcy, can you arrange financing for me?|
|Do you need large down payments?||How do you help people rebuild their credit?|
|What kind of cars do you sell?||Can my own mechanic inspect the car before I purchase it?|
|What’s required to purchase a used car at Lucky’s?||How do I get approved for a used car loan?|
|How do the payments work?||What if I can’t make my car payment?|
|How long does it take?||How many vehicles do you normally have in stock?|
|What types of people buy cars from Lucky’s Auto Credit?||What makes you different from the other car dealers advertising for people with credit problems?|
Lucky’s is the most helpful car dealer I have ever dealt with. Anyone interested should come on down there and get a car from them!
It was great talking with RJ and Tyler. I can tell they really care about the costumers and were so willing to help me find what I was looking for. Thank you!
Great work!!! I have less than perfect credit and due to circumstances had very little as a down payment but Margarita worked her magic and got us into a vehicle. Thank you!
I had been denied getting a much needed vehicle at multiple car dealerships before coming across Lucky’s Auto Credit. I was approved despite a recent bankruptcy and repossession. I worked with Margarita at the SLC location who is one of the sweetest people you could ever meet. She made the whole experience easy and painless. I have been given a second chance and for that I am very grateful! I would recommend Lucky’s Auto Credit to anyone who is looking for a vehicle!
I purchased a truck almost a year ago. And unfortunately I was in an accident last month and the truck was totaled. Within a matter of a couple days, the staff in SLC store had me in new truck and went above and beyond to do so. I will always be a “lucky” customer! (Pun intended) due to the hands on person to person relationship the staff has with their costumers!
Special thanks to:
Jared (service center)
For their recent help! You guys Rock!!!
Lucky’s Auto is awesome! Margarita is absolutely amazing. We will definitely send friends to you and we will be back!
I’ll be honest and say I had my worries about using a BHPH dealership. I checked a LOT of them because after divorce/bankruptcy my credit is in the toilet. Most of the dealers cars were terrible high mileage stuff fit for a wreckers yard. But I was impressed with the selection luckys had when I visited them. Yes I expected to pay a little more for a vehicle than at a standard dealers. Let’s face it if your credits crap your not getting a 2.9% apr. I test drove a couple of vehicles I thought woul… Read more
Lucky’s auto in Ogden is the best. They helped me get the car i wanted for a really good price. Also the car has had no problems, plus they give free oil change for life talk abut an awesome local business. Thanks Lucky’s Auto….
Margarita was phenomenal on helping me get the vehicle I wanted. She’s great very friendly and approachable. She word do whatever it takes to make sure we leave in a vehicle.
I got to work with Austin and he was just awesome. Got me into a really nice car for affordable payments. Was super helpful and knowledgeable. Made sure the car was charged up and the tires were filled before I left!
77¢ DOWN GETS YOU A CAR!*