Get Quick Approval on Used Car Loans – How does it work?
Lucky’s is a leader in Buy Here Pay Here lending in Utah, and is one of the fastest growing dealerships selling used cars and trucks in Utah! The reason is simple: We take great care of our customers, we help you with funding when everyone else turns you down, and our short term loans give you the opportunity to OWN the car you buy!
How long does it take?
The quickest way to know exactly how we can help is to visit one of our awesome locations and spend 5-10 minutes and complete an app. We don’t care about your credit, and approval is easy! We have a zero-pressure sales process because our #1 goal is to help you succeed!
How do I get Approved?
The process is simple, just come to one of our utah car dealerships or Apply Online to get started on getting a customized approval. This goes without saying, but it is very important and required that you can afford a payment within your situation and budget. We take the payment you can afford then determine what down payment is required to keep the payment where you can afford it. You have the option to upgrade your car if you can afford the payments and down payment. We are very motivated to help our customers succeed and would never put them in a bad situation with a payment they can’t afford.
Schedule an appointment today to come into the nearest location to get you started on the road to your new car purchase!
What should I bring in to get a quick approval on used car loans?
There are several important and easy things: Utah driver’s license, proof of address (utility bill), and some sort of pay stub showing your income. You can also get these later, but this will save you time to bring them in advance.
|What does Lucky’s Auto Credit do?||Do you take trade ins?|
|Is the interest high and do I have long loan terms?||I have a bankruptcy, can you arrange financing for me?|
|Do you need large down payments?||How do you help people rebuild their credit?|
|What kind of cars do you sell?||Can my own mechanic inspect the car before I purchase it?|
|What’s required to purchase a used car at Lucky’s?||How do I get approved for a used car loan?|
|How do the payments work?||What if I can’t make my car payment?|
|How long does it take?||How many vehicles do you normally have in stock?|
|What types of people buy cars from Lucky’s Auto Credit?||What makes you different from the other car dealers advertising for people with credit problems?|
Luckys was awesome! They got me in the car I wanted and got me out the same day! Thank you!
Margarita was phenomenal on helping me get the vehicle I wanted. She’s great very friendly and approachable. She word do whatever it takes to make sure we leave in a vehicle.
Great place for a young person to start with a car thanks Michael/Brian for all the help start to finish
It was great talking with RJ and Tyler. I can tell they really care about the costumers and were so willing to help me find what I was looking for. Thank you!
I loved the women that worked there she was so fast and so helpful also explaned everything so well!! I love you guys cause of her!!
I only have 2 more payments and my car from you is paid off. You guys were good to me.
We are so glad to have to come to Lucky’s. They came through for us when noone else could. Margarita made the process so fun and easy! We appreciated her patience in the process. Thank you, MH!!
Nadine at the ogden lucky’s was the best very nice and helpful
Thank you so much to Lucky’s Auto Credit for getting us into a car that will work perfect for our family. Nadine was a great person to work with, and we will definitely be referring our friends and family to you 🙂
Nadine was awesome. Friendly and very thorough. Great experience. My second vehicle from luckys and first with Nadine. Good job
77¢ DOWN GETS YOU A CAR!*