December 9, 2016
How to Remove Credit Inquiries – 4 Easy Steps
When you apply for loans, lenders will ask you for an up-to-date copy of your credit report given by a credit bureau. If you have applied for various credit cards, then a number of inquiries could appear on your credit report. A new credit is always associated with the higher risk, but the score is mostly not affected by the inquiries from short-term mortgage, auto, or student loan. Generally, these are considered a single inquiry and have a little impact on your scores.
Types of Credit Inquiries:
How to remove the inquiries?
All the credit inquiries might disappear from your credit report after two or more years. But, if you do not want to wait for so long, then you might follow these steps:
Summary: How to Remove Credit Inquiries
So, before you apply for any loan, take time to check and, if necessary, build up your credit score. A good score improves your chances for loan approvals at the best terms and rates.
77¢ and a job gets you a car!*