Our locations start at a low down payment of 77¢ with convenient payments that fit within your budget. The down payment can fluctuate depending upon the vehicle you pick as well as a few other factors. For example, we want to make sure you can afford the car and the payments. The lower the down payment, the higher the monthly payment, so we help you by showing you if you make enough money to afford your payments. Our goal is to see our customers succeed!
Common questions we get when people come in with 77¢ down is that they expect to qualify for every car on the lot with that down payment. While we frequently do down payments on expensive cars for 77¢ down, it’s not always the case and it really depends on your stability and job history.
To know for sure, you just need to come in to the dealership and do a 15 minute application. We’ll have you approved and let you know which cars you qualify for.
|What does Lucky’s Auto Credit do?||Do you take trade ins?|
|Is the interest high and do I have long loan terms?||I have a bankruptcy, can you arrange financing for me?|
|Do you need large down payments?||How do you help people rebuild their credit?|
|What kind of cars do you sell?||Can my own mechanic inspect the car before I purchase it?|
|What’s required to purchase a used car at Lucky’s?||How do I get approved for a used car loan?|
|How do the payments work?||What if I can’t make my car payment?|
|How long does it take?||How many vehicles do you normally have in stock?|
|What types of people buy cars from Lucky’s Auto Credit?||What makes you different from the other car dealers advertising for people with credit problems?|
Great work!!! I have less than perfect credit and due to circumstances had very little as a down payment but Margarita worked her magic and got us into a vehicle. Thank you!
I loved it it was fast and the girl rocked
Was going from dealership to dealership looking at cars, I have to say your sales people are the best by far. Polite, helpful, and knowledgeable. Much MUCH better than the ones from down the street. Paul Cordroy (maybe misspelled?) did a great job explaining the $77 deal and easing my fears as I was a nervous Nellie. Guaranteed when I buy it will be there. Thank you for your time.
It was great talking with RJ and Tyler. I can tell they really care about the costumers and were so willing to help me find what I was looking for. Thank you!
I had been denied getting a much needed vehicle at multiple car dealerships before coming across Lucky’s Auto Credit. I was approved despite a recent bankruptcy and repossession. I worked with Margarita at the SLC location who is one of the sweetest people you could ever meet. She made the whole experience easy and painless. I have been given a second chance and for that I am very grateful! I would recommend Lucky’s Auto Credit to anyone who is looking for a vehicle!
I use their service center for not only the car I got through them, but other vehicles. They are very reliable and most of all honest. They don’t try to take advantage of me simply because I am a female.when my car is paid off I will still rely on them for any automotive needs.
Lucky’s Auto Credit was great. Margarita was great, and fantastic. We will be back to buy another car later
“Nadine” from Lucky Auto Credit Ogden was amazing She was very helpful on all the questions I had and getting me in the car I have Thank You.
I got to work with Austin and he was just awesome. Got me into a really nice car for affordable payments. Was super helpful and knowledgeable. Made sure the car was charged up and the tires were filled before I left!
i LOVED THE SERVICE AT LUCKY’S.
AMAZING WORKERS AND DEALS.
FAIR PRICES ALL AROUND INCLUDING FINANCES. THIS IS MY FIRST CAR EVER AND IM GLAD I WENT TO LUCKYS. MARGARITA HELPED MY MOM AND NOW SHES HELPING ME AND IM SO GRATEFUL!!!!!!!
77¢ DOWN GETS YOU A CAR!*