Our locations start at a low down payment of $77 with convenient payments that fit within your budget. The down payment can fluctuate depending upon the vehicle you pick as well as a few other factors. For example, we want to make sure you can afford the car and the payments. The lower the down payment, the higher the monthly payment, so we help you by showing you if you make enough money to afford your payments. Our goal is to see our customers succeed!
Common questions we get when people come in with 77¢ down is that they expect to qualify for every car on the lot with that down payment. While we frequently do down payments on expensive cars for 77¢ down, it’s not always the case and it really depends on your stability and job history.
To know for sure, you just need to come in to the dealership and do a 15 minute application. We’ll have you approved and let you know which cars you qualify for.
|What does Lucky’s Auto Credit do?||Do you take trade ins?|
|Is the interest high and do I have long loan terms?||I have a bankruptcy, can you arrange financing for me?|
|Do you need large down payments?||How do you help people rebuild their credit?|
|What kind of cars do you sell?||Can my own mechanic inspect the car before I purchase it?|
|What’s required to purchase a used car at Lucky’s?||How do I get approved for a used car loan?|
|How do the payments work?||What if I can’t make my car payment?|
|How long does it take?||How many vehicles do you normally have in stock?|
|What types of people buy cars from Lucky’s Auto Credit?||What makes you different from the other car dealers advertising for people with credit problems?|
Nadine was awesome. Friendly and very thorough. Great experience. My second vehicle from luckys and first with Nadine. Good job
Was going from dealership to dealership looking at cars, I have to say your sales people are the best by far. Polite, helpful, and knowledgeable. Much MUCH better than the ones from down the street. Paul Cordroy (maybe misspelled?) did a great job explaining the $77 deal and easing my fears as I was a nervous Nellie. Guaranteed when I buy it will be there. Thank you for your time.
Thank you so much to Lucky’s Auto Credit for getting us into a car that will work perfect for our family. Nadine was a great person to work with, and we will definitely be referring our friends and family to you 🙂
Nadine was very helpful , we ran in a few issues,but she handled it very professional. Will be recommending to everyone
Lucky’s Auto is awesome! Margarita is absolutely amazing. We will definitely send friends to you and we will be back!
“Nadine” from Lucky Auto Credit Ogden was amazing She was very helpful on all the questions I had and getting me in the car I have Thank You.
We are so glad to have to come to Lucky’s. They came through for us when noone else could. Margarita made the process so fun and easy! We appreciated her patience in the process. Thank you, MH!!
Lucky’s auto in Ogden is the best. They helped me get the car i wanted for a really good price. Also the car has had no problems, plus they give free oil change for life talk abut an awesome local business. Thanks Lucky’s Auto….
I loved the women that worked there she was so fast and so helpful also explaned everything so well!! I love you guys cause of her!!
I have to say that Margarita made the buying experience very enjoyable. She was great to work with, did not make us feel worthless and always pleasant. It is nice to know that I now have a vehicle that is reliable.
77¢ and a job gets you a car!*