Our locations start at a low down payment of 77¢ with convenient payments that fit within your budget. The down payment can fluctuate depending upon the vehicle you pick as well as a few other factors. For example, we want to make sure you can afford the car and the payments. The lower the down payment, the higher the monthly payment, so we help you by showing you if you make enough money to afford your payments. Our goal is to see our customers succeed!
Common questions we get when people come in with 77¢ down is that they expect to qualify for every car on the lot with that down payment. While we frequently do down payments on expensive cars for 77¢ down, it’s not always the case and it really depends on your stability and job history.
To know for sure, you just need to come in to the dealership and do a 15 minute application. We’ll have you approved and let you know which cars you qualify for.
|What does Lucky’s Auto Credit do?||Do you take trade ins?|
|Is the interest high and do I have long loan terms?||I have a bankruptcy, can you arrange financing for me?|
|Do you need large down payments?||How do you help people rebuild their credit?|
|What kind of cars do you sell?||Can my own mechanic inspect the car before I purchase it?|
|What’s required to purchase a used car at Lucky’s?||How do I get approved for a used car loan?|
|How do the payments work?||What if I can’t make my car payment?|
|How long does it take?||How many vehicles do you normally have in stock?|
|What types of people buy cars from Lucky’s Auto Credit?||What makes you different from the other car dealers advertising for people with credit problems?|
Lucky’s Auto is awesome! Margarita is absolutely amazing. We will definitely send friends to you and we will be back!
Nadine was very helpful , we ran in a few issues,but she handled it very professional. Will be recommending to everyone
I had been denied getting a much needed vehicle at multiple car dealerships before coming across Lucky’s Auto Credit. I was approved despite a recent bankruptcy and repossession. I worked with Margarita at the SLC location who is one of the sweetest people you could ever meet. She made the whole experience easy and painless. I have been given a second chance and for that I am very grateful! I would recommend Lucky’s Auto Credit to anyone who is looking for a vehicle!
Great place for a young person to start with a car thanks Michael/Brian for all the help start to finish
i LOVED THE SERVICE AT LUCKY’S.
AMAZING WORKERS AND DEALS.
FAIR PRICES ALL AROUND INCLUDING FINANCES. THIS IS MY FIRST CAR EVER AND IM GLAD I WENT TO LUCKYS. MARGARITA HELPED MY MOM AND NOW SHES HELPING ME AND IM SO GRATEFUL!!!!!!!
We are so glad to have to come to Lucky’s. They came through for us when noone else could. Margarita made the process so fun and easy! We appreciated her patience in the process. Thank you, MH!!
Lucky’s Auto Credit was great. Margarita was great, and fantastic. We will be back to buy another car later
Lucky’s Auto is awesome. We have been with them for three years…Margarita is very professional with helping us. Very prompt service. Friendly people.
I have to say that Margarita made the buying experience very enjoyable. She was great to work with, did not make us feel worthless and always pleasant. It is nice to know that I now have a vehicle that is reliable.
Lucky’s auto in Ogden is the best. They helped me get the car i wanted for a really good price. Also the car has had no problems, plus they give free oil change for life talk abut an awesome local business. Thanks Lucky’s Auto….
77¢ DOWN GETS YOU A CAR!*