Tag Archive: buy here pay here

Who buys used cars from Lucky’s?

Who buys used cars from Lucky’s?

Lucky’s Auto Credit helps all kinds of people buy cars. On top of the customers who have good credit, we understand that good people can get into tough situations due to medical bills, bankruptcy, and divorce, resulting in credit problems which can make it difficult to get approved for financing of any kind.

You are Not your Credit Rating

Your credit situation does not define who you are. At Lucky’s Auto Credit, you are treated as an individual, not just a credit rating. Our sales professionals will discuss with you the vehicles and loan terms that work for you. Remember, no matter who you are or what your credit situation, we will treat you with dignity and respect. Lucky’s Auto Credit is an equal opportunity lender.

It Takes Time to Rebuild your Credit

One thing to keep in mind as you begin to rebuild your credit is that it will take some time and effort on your part. It won’t happen overnight, but if you are serious and work at it, you can turn it around. At Lucky’s Auto Credit, we can help.

Meet our Customers

Who buys used cars? View our testimonials page to see our extensive list of happy customers! We work very hard to go the extra mile for our awesome customers, and we’re looking to establish a long term relationship to be your car dealer of choice. We’ve had customers so happy they got approved that they buy 5,6, and 7 cars from us!

Short Term Car Loans

Short Term Car Loans

There are times, when a customer does not qualify for credit from the banks, and they keep wondering, whom to approach for the money. Well, they might still be eligible for the short term loans, which are available for less than one year. These can be used for financing their temporary requirements or to build their good car credit.

How Long are Short Term Car Loans?

These are the loans which typically have a maturity period of less than three years, and are termed as the short term loans. Given below are some of the features of such loans:

  • These loans can help in providing immediate funds for purchasing a used car.
  • These loans can be repaid back in monthly instalments at simple rates of interest. And, the lump sum amount can be repaid back at any time.
  • The documentation for taking these loans is quite easy, and is free of hassles. There are no complicated procedures to be followed.
  • There are absolutely no prepayment charges, unlike some other car loans.
  • Customers can get the loans very quickly, and it gives them a lot of flexibility.
  • The loans are disbursed without doing a lot of checking of the customers credit history.
  • The costs involved in long term debt may be higher than the short termed loans.
  • There is a potential increase in interest rates on these types of loans due to the increased risk to the car dealership and/or finance company.

These short term loans, usually found an buy here pay here dealers, provide a great deal of flexibility for buying materials and services, and these can be repaid back at a later date. And, when all the other doors are shut, these loans can become quite helpful.

Apply Now for a Short Term Car Loan.

What is a Buy Here Pay Here Car Dealership?

What is a Buy Here Pay Here Car Dealership?

Purchasing a vehicle is not always easy. One of the hardest things to do when you have bad or no credit is purchase a vehicle. You may try and you may have the funds, but a lender is not going to trust you because of your credit history, or lack thereof. When you desperately need a vehicle, this can leave you stranded and without any assistance. Visiting a buy here pay here car dealership, though, can help. This will give you the chance to purchase a used car without worrying about a third party lender having any say in whether you can purchase it.

This type of dealership does not use a third party lender. Typically, the third party lender is the one that does not want to lend to people with bad or no credit. It is their money on the line, after all, and their only priority is getting a good return on their investment. To determine who will make the best investment, they only have your credit report to look at and to judge. If your credit report does not meet their standards, it is unlikely that they will give you anything. They will not view you as a solid, reliable, and profitable investment.

A buy here pay here car dealership makes the choice alone. Usually, instead of looking at credit, they will look at other factors, such as income. This type of dealership does not look at credit at all. When trying to purchase a vehicle when you have no or poor credit, this is your best option. You can increase the likelihood of acceptance and you can get a vehicle that you like. It is easy to do, too. It is exactly like your average dealership, but you pay directly to the dealership and your car loan comes directly from them. It eliminates any third party involvement in the purchase.

It is safe to use a buy here pay here car dealership. This is one of the best options on the market because of the possibilities available. If you have never heard of one of these car dealerships, but stand to gain from their services, you may want to start using one. This will give you access to the funds that you need to make a purchase as well as the vehicles that you will actually want to drive. It is entirely safe to use, as well.

Buy Here Pay Here – How does it work?

Lucky’s is the leader in Buy Here Pay Here lending in Utah, and is one of the fastest growing car dealerships selling used cars and trucks in Utah! The reason is simple: We take great care of our customers, we help you with funding when everyone else turns you down, and our short term loans give you the greatest chance to rebuild your credit and OWN the car you buy! We hope the pages below answer any questions you might have. The quickest way to know exactly how we can help is to visit one of our awesome locations and spend 5-10 minutes and complete an app. We don’t care about your credit, and EVERYONE gets approved with a plan! We have a zero-pressure sales process because our #1 goal is to help you succeed!

Used Cars & Trucks in Utah: Makes and Models

Resources:

Used Cars & Trucks in Utah
Can I get a Car Loan with Bad Credit?
View All Used Cars
Utah's Auto Shop
Referral Program

Acura
Audi
Buick
Cadillac
Chevrolet
Chrysler
Dodge
Ford
GMC
Honda
Hyundai
Infiniti
Jeep
Kia
Land Rover
Lexus
Lincoln
Mazda
Mercury
Nissan
Pontiac
Saab
Saturn
Subaru
Suzuki
Toyota
Volkswagen


* 77¢ down offer approval is based on job and residence stability, & ability to afford payments. While supplies last.

No information contained herein can be relied upon as legal, tax or any other type of professional advice. It is for general informational purposes only and does not apply to your particular set of circumstances.
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